In the past, qualifying for a home loan when you are self employed can be a difficult task, as Banks required you to prove a savings history, regular income and profit over a set period of time. Nowadays more flexible lenders have entered the marketplace with low doc and no doc home loans, which don't require you to provide proof of income. When this type of loan hit the market a few years ago the interest rate was generally higher than standard rates. In today's mortgage marketplace it is possible to attain a low doc home loan at normal interest rates.

Everyone is different however and you may be surprised by the number of options that are available today and at reasonable rates. It is a good idea to talk your situation through with a good mortgage broker and find out what self employed home loan options are in your best interest, so go on, talk to Injoy Finance now to discuss your options.